Financial Services
Award-winning advice

Award-winning advice from the Home Loan Experts!
Buying a home is a major decision, one of the biggest financial commitments you’ll make in your life. So it makes perfect sense to have someone on your side to ensure you make the right decisions!
Why choose My Expert® as your trusted Home Loan Adviser?
What makes us different?

Home Loan FAQ’s
A mortgage broker can be better referred to as a Home Loan Adviser. They have extensive knowledge of the residential lending market and a large panel of bank and non-bank lenders on tap; providing expert advice to help you choose the loan product that suits your needs and financial circumstances.
A mortgage broker deals with the banks and other lenders to arrange a home loan on your behalf. If you go to the lenders directly, your options are limited to what each lender can offer, whereas a broker has literally hundreds of products to choose from. Furthermore, by law they must act in your best interest when recommending a loan product.
A mortgage broker works with you to understand your needs and goals, while establishing what you can afford to borrow. They explain in detail how the loan process works and research the market and options available, presenting a short-list of the best loan options. This can save you a lot of time, unwanted stress and, best of all, may also save you money.
It doesn’t matter if you’ve just started thinking about buying, have already found the perfect property, or are wanting to find out if there’s a better borrowing option than the one you currently have – any time is a good time to explore your options.
Once you've decided on your preferred home loan option, your mortgage broker will complete all the necessary paperwork and then submit your application to the lender. They will then liaise with the lender’s assessment team on any requests for further information on your behalf until your home loan is officially approved and settles
Mortgage brokers are paid a commission by the lender when you receive your home loan, so most brokers don't charge you a fee for their services. If there are any fees involved in your loan application, these must be disclosed and agreed to before the process begins.
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